Darwin's Finance — Financial Evolution: Education, Adaptation, Achievement

Yes, A College Degree is Worth It – If Your Major Isn’t Useless

There’s been a lot of griping in recent years that students are graduating with boatloads of debt and they can’t land a job, so they’re questioning the value of their degree. Between jobless friends, TV pundits and angry bloggers, you’d think the whole college education system was a giant scam. The confluence of a recession, [...]

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Should Congress Extend Unemployment Benefits – Again?

One of the first things the new Congress is going to have to wrestle with is another extension of unemployment benefits. Presently, about 2 million workers are going to see their benefits expire if Congress doesn’t act in the next few weeks. Termed “the 99ers”, this cohort has exhausted the 26 weeks funded by the [...]

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Go Interview for a New Job – Even if You Don’t Want It. Here’s Why

You might be very content in your current career situation. Perhaps you view your job security as relatively high, your pay is fair and you like your work environment. That’s great! You’re in a small minority of workers globally right from the start. However, that whole picture can change dramatically overnight. Aside from the obvious [...]

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Saying Bye-Bye to the Mortgage Interest Deduction?

How would you feel if the mortgage interest deduction on homes were eliminated tomorrow? If you’re a renter, you probably wouldn’t care. But if you’re a homeowner, especially one with a sizable mortgage payment, that might give you pause, right? I couldn’t help but notice in this recent WSJ.com article that the “Deficit Commission” is [...]

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Store Theft Will Cost You $423 This Year…and Other Hidden Costs in Life

According to a recent Global Retail Theft Barometer (report), Americans will shell out an additional $423 per family this year to account for the theft that occurs throughout the supply chain in various retail shopping segments. This number for America is higher than the $186 global average, but I guess that shouldn’t come as a [...]

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Cool New Top PF Blogs Ranker at Money Crashers

Go over to Money Crashers and check out the Personal Finance Blog Ranker. It’s the most comprehensive list I’ve seen yet that factors in several different success factors like FeedBurner subscribers, Twitter followers, Alexa rank, Compete rank, Technorati authority, Google PageRank, number of inbound links according to Yahoo, SEOmoz rank, and SEMRush organic search value [...]

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Workplace Recognition Goes a Long Way. Take the Time

Employees are feeling nervous and under-appreciated these days. If they’re not being laid off, they’re thinking about it. Heck, people are getting fired over 2 cent and for Fantasy Football while they see their 401K Matches disappear. Companies are cutting back and squeezing every last drop of productivity they can out of their workforce so [...]

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Should You Get Your Bonus When Quitting Your Job?

Here’s an interesting one. One of my friends turned in his two weeks notice early in the year right around bonus time figuring he had put in his time last year, earned a particular level of bonus, and had timed the departure and announcement right. Boy, was he in for a surprise. When the topic [...]

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Financial Advisors Keeping You in the Dark?

I have nothing against Financial Advisors as a whole. Most of the time, they fulfill an important void in delivering valuable advice and guidance in an arena where people are very unfamiliar – investments, money management, tax planning, saving for college, and other areas. This is really no different than getting legal advice from an [...]

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