Darwin's Finance — Financial Evolution: Education, Adaptation, Achievement

Lazy Portfolios are LOSERS – Told ‘Ya So…

When I penned an article (here) criticizing the lionization of the Lazy Portfolio mantra as just historical cherry-picking and luck, the MarketWatch lemmings jumped all over me for doing the unthinkable – challenging such a seemingly successful strategy with great PR. What I said at the time was pretty much that these portfolios were no […]

Read the full article →

6 Alternative Investments That May Beat Stocks and Bonds Over the Next Decade

It’s been a while since I did an investing article, so I figured I’d delve back into the world of investing and share some ideas to broaden the investment options you may have previously considered. Since we’re exposed to “stocks and bonds” continuously through our company-sponsored investment plans, nightly news updates and newspaper business section […]

Read the full article →

Is It Something I Said?

The other night I had one of those moments where I felt I needed to write a post about the experience. It’s about women and money. And attitudes and feminism. All mixed into a brief conversation. Here we go: My wife asked me to stop by the gym where our kids are taking a class […]

Read the full article →

Are These Investments Unethical? Does it Matter?

With investment themes like “socially responsible” funds, ethical funds, religious funds, green investing and the like springing up to cater to the whims of conscientious investors, I thought I’d get your thoughts on various types of investments I’ve come across or invested in myself. Lending Money at High Interest Rates – These days, it’s […]

Read the full article →

Americans Scooping Up Doomsday Shelters – The Illogical “Recency Effect”

You’ve gotta love Americans. Leading up to Y2K, gun sales and bomb shelters were through the roof. After 9/11 we were buying parachutes for jumping out of buildings. When it was evident Obama would win the election, gun sales skyrocketed over fears the government would begin confiscating guns. Californians have cleared the shelves of Iodine […]

Read the full article →

Target Date Funds – Better Off Doing It Yourself?

A few years back, Target Date Funds were all the rage as a one-stop retirement account panacea. After the market collapse of 2008-2009 took many of these “safe” investments down with everything else, people started questioning whether they were really doing the job as advertised. Since you were trading off aggressive investments and higher returns […]

Read the full article →

Outsourcing is Good. It’s Here to Stay. Accept It

Outsourcing has always had a negative connotation in the US. It immediately conjures up images of hard-working Americans out of work because some “foreigner” is willing to do the same job for less. Not only is this a closet xenophopic reaction, but it is economically naive. Societies are best-served when their assets and resources are […]

Read the full article →

Should Obama Tap Strategic Oil Reserve For Political Gain?

I was disheartened this weekend to hear that the administration is considering tapping the strategic oil reserve to, in their words, “Help ease soaring oil prices’. I’m not so naive to believe oil prices aren’t important to economic factors in the US. High oil prices, which translate into hire gasoline prices, essentially act as a […]

Read the full article →

Timing is Everything – Investors Who Sold at the Bottom Piling Into Stocks Now?

With major market indices just about doubling in less than two years from the market bottom following the financial crash, retail investors are finally starting to pile back into stocks. Talk about timing, huh? I was blown away by my friends and colleagues who were proclaiming in 2009, “I’m out! I’ve had it! Wall Street […]

Read the full article →

← Previous Entries

Next Entries →