Darwin's Finance — Financial Evolution: Education, Adaptation, Achievement

5 Things I Didn’t Know About Being a Landlord Until Now

I haven’t talked about my recent property investment too much, so I thought I’d share a brief background on the investment I made last year and then highlight a few things I wasn’t aware of going in that I wanted to pass on. Overall, it’s been a net neutral venture financially, but next year is […]

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The Fiscal Cliff is Looming! You Should Just Yawn. Here’s Why

You’ve surely heard the term by now, but the premise of the fiscal cliff is that there are several different parts of the tax code expiring and spending cuts set to kick in first thing next year. Conveniently, this occurs right AFTER the next presidential election, so we have to pretty much vote on faith […]

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My Investments Of Late

I used to provide routine stock trading and general portfolio updates, but to be honest, I just haven’t been trading as much as I used to. I don’t know if it’s a lack of opportunities in the market, a lack of time to adequately research and trade on certain themes, or perhaps just a shift […]

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Some Reasons Pre-Paying Your Mortgage Isn’t Worth It

There’s a perennial debate in the financial blogosphere about whether it’s worth paying down a mortgage early or using the funds elsewhere. Often times, financial calculations are trumped by “emotion” whereby people justify paying down a mortgage early for “peace of mind” or because it feels better not having any debt. I suppose if you […]

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How Ireland is Just Like California (minus the weather)

I was in Ireland earlier this month for a business trip and you learn a lot more from talking to drivers and locals in the pub than you learn from the mainstream media. Walking around Dublin, I was struck by the sheer volume of signs on every corner criticizing the austerity measures previously agreed to […]

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More Tips and Tricks for Project Managers

A few years back, I wrote an Article for Project Managers which got some pretty good feedback so I thought I’d go back and draw from a few more years of experience in the role and share some more insight. And by the way, while you may not be a Project Manager by title, virtually […]

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Lazy Portfolios – I’m Laughing At You Again

It’s been a few years running now (2011, 2010) where I pointed out the the contrived beauty and simplicity of the “Lazy Portfolios” regurgitated by MarketWatch’s Paul Farrel ad nauseam is nonsense. See, these nifty portfolios were set up with the benefit of hindsight and spewed out a few years ago when virtually every asset […]

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What is the Financial Threshold that Compels People to Steal Ridiculous Stuff?

Each time we see gas prices start to move up around $3.50 nationally and higher, the utterly moronic stories start to surface about people siphoning gas out of cars and other seemingly ridiculous thefts. Here are some gems on the topic: Yes, there is actually a website dedicated solely to gas theft www.gastheft.com. Incredible. The […]

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FACEBOOK IPO: They Missed The Boat. I’ll Pass

Friday, news broke that Facebook was preparing to file papers for an IPO possibly as early as next Wednesday. While just about everyone is ON Facebook, many people probably haven’t considered all the reasons this will be a bad investment for retail investors trying to jump in after the open. Here are just a few […]

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