Darwin's Finance — Financial Evolution: Education, Adaptation, Achievement

Billion Dollar Inheritance: Heirs Pay NO Tax – Right or Wrong?

There was an interesting new item the other day (here) on a Billionaire that was able to bequeath his entire fortune of 9 Billions dollars to his heirs and they got to keep it all – not one red cent went to the taxpayers. This is all possible by the “luck” (if you’d call it […]

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Extra Income vs. Saving Money – Have You Considered Everything?

I’m sometimes confronted with various options for either making additional money or saving money by doing something myself, and I then need to reconcile that with my available time. Add to that mix the financial benefits net of expenses and taxes and before you know it, it’s become a little more involved than just gross […]

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Should BP Fold and Suspend Dividend Payments to Shareholders?

There is a growing chorus of angry groups calling on BP to suspend its dividend payments to shareholders until this whole matter is settled and all parties affected are made whole, however that is ultimately determined. As any cause that has a tinge of populist support, politicians jump on the bandwagon. So, now various members […]

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Harvesting Our Own Food for Health, Fun and Savings

This weekend, the family went strawberry picking at a local organic farm. We also started a small garden last week at home. While eating organic, local farming, home gardening, sustainable foot, etc. seem like trendy fads these days, we’ve been giving these ideas a try and we like the experience and the results. How to […]

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The Cost of Revenge is Staggering: A Tale of Divorce and Financial Ruin

Sometimes I’m amazed by what people do to each other – and their children. What started off as a somewhat typical occurrence in American culture (sadly) resulted in the complete ruination of a family’s future due to poor choices and impulsive behavior. I bumped in to an old friend of mine the other day and […]

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Results: Energy Tax Credit Toward New Efficient Central Air Unit is Surprisingly…Inefficient

Last month, I shared my analysis on my considerations for taking advantage of the Energy Tax Credit and getting 30% off the cost of a new Central Air Unit since our house if 15 years old and we’ll eventually need one anyway. Well, there are various ways to look at large purchases like this, ranging […]

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Is it a Gold Bubble When You can Cash in Gold at Sears and KMart?

If last week’s story on how you could now extract gold coins from an ATM in Dubai didn’t hint at a gold bubble, and tonight’s rant by Jim Cramer about 6 reasons to buy gold (now, that’s a timely call 2 years into the run!) how about when cash-for-gold stands start popping up in big-box […]

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The Common Thread Between the Housing Collapse, the Euro Crisis and Millions of Americans – Debt

It’s amazing when you think of it. Virtually every major financial crisis of late has involved some sort of issue with debt. And there are millions of financial crises brewing in American households too: The US housing market collapsed precipitously. No, not because Goldman Sachs sold a complex derivative to European clients which is garnering […]

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Simple but Important Calculation: How Much Should You Have Saved for College Today?

While not all parents agree on which type of college their kids should attend, how much of the cost they should front, or whether a college degree is even worth the immense upfront expenditure at all, what is virtually unanimous is that given recent trends in tuition it’s a terribly expensive undertaking that will likely […]

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