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	<title>Comments on: Net Present Value: Why You Should Use it in Everyday Life</title>
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	<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/</link>
	<description>Financial Evolution: Education, Adaptation, Achievement</description>
	<lastBuildDate>Mon, 15 Mar 2010 21:36:30 +0000</lastBuildDate>
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		<title>By: Top 135+ Personal Finance Posts for 2009 (That can be used 2010 and beyond)</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-3578</link>
		<dc:creator>Top 135+ Personal Finance Posts for 2009 (That can be used 2010 and beyond)</dc:creator>
		<pubDate>Mon, 28 Dec 2009 10:38:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-3578</guid>
		<description>[...] Net Present Value Explained &#8211; You don&#8217;t need to work in Finance in order to realize the benefit in utilized NPV calculations in everyday life.  Utilization ranges from picking between various refi options to whether you should invest in an improvement to your home.  NPV analysis will tell you if it&#8217;s worth it! [...]</description>
		<content:encoded><![CDATA[<p>[...] Net Present Value Explained &#8211; You don&#8217;t need to work in Finance in order to realize the benefit in utilized NPV calculations in everyday life.  Utilization ranges from picking between various refi options to whether you should invest in an improvement to your home.  NPV analysis will tell you if it&#8217;s worth it! [...]</p>
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		<title>By: Welcome to our 6th National Dog Blog Carnival! &#124; WayCoolDogs.com</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-1888</link>
		<dc:creator>Welcome to our 6th National Dog Blog Carnival! &#124; WayCoolDogs.com</dc:creator>
		<pubDate>Thu, 03 Sep 2009 21:02:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-1888</guid>
		<description>[...] costs that you feel I’ve omitted and I can adjust from there&#8230;.Next, I’ll calculate a Net Present Value (NPV) model for our dog in particular – actually, a Net Present Cost (NPC), but same concept with [...]</description>
		<content:encoded><![CDATA[<p>[...] costs that you feel I’ve omitted and I can adjust from there&#8230;.Next, I’ll calculate a Net Present Value (NPV) model for our dog in particular – actually, a Net Present Cost (NPC), but same concept with [...]</p>
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		<title>By: Christian</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-856</link>
		<dc:creator>Christian</dc:creator>
		<pubDate>Fri, 12 Jun 2009 14:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-856</guid>
		<description>I appreciated your article as a consumer. As a mortgage broker, it&#039;s often difficult to explain to borrowers the differences they see on various good faith estimates/rate comparison websites/etc, and this would help me elucidate the options I can offer.
If you&#039;re willing to email it over, I&#039;ll definitely give you credit when I use it. I direct my clients to various personal finance and mortgage blogs, because in the end they trust that I&#039;ll give them all the information they need to make an informed decision. Trust breeds trust, and that&#039;s how I earn business and referrals.

Thanks!

Christian</description>
		<content:encoded><![CDATA[<p>I appreciated your article as a consumer. As a mortgage broker, it&#8217;s often difficult to explain to borrowers the differences they see on various good faith estimates/rate comparison websites/etc, and this would help me elucidate the options I can offer.<br />
If you&#8217;re willing to email it over, I&#8217;ll definitely give you credit when I use it. I direct my clients to various personal finance and mortgage blogs, because in the end they trust that I&#8217;ll give them all the information they need to make an informed decision. Trust breeds trust, and that&#8217;s how I earn business and referrals.</p>
<p>Thanks!</p>
<p>Christian</p>
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		<title>By: 40 Year Mortgage Loan, Rate, Calculator and Evaluation - Plus 50 and 60 Year Too &#124; Darwin's Finance</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-758</link>
		<dc:creator>40 Year Mortgage Loan, Rate, Calculator and Evaluation - Plus 50 and 60 Year Too &#124; Darwin's Finance</dc:creator>
		<pubDate>Thu, 28 May 2009 04:58:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-758</guid>
		<description>[...] paying out of pocket across a day, a year, or 40 years.  It&#8217;s all about NPV (see this NPV explanation and model with respect to determining your optimal mortgage to [...]</description>
		<content:encoded><![CDATA[<p>[...] paying out of pocket across a day, a year, or 40 years.  It&#8217;s all about NPV (see this NPV explanation and model with respect to determining your optimal mortgage to [...]</p>
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	<item>
		<title>By: Selling Call Options Against Employee Stock Options Grants &#124; Darwin's Finance</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-651</link>
		<dc:creator>Selling Call Options Against Employee Stock Options Grants &#124; Darwin's Finance</dc:creator>
		<pubDate>Tue, 12 May 2009 04:09:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-651</guid>
		<description>[...] You may also enjoy these articles on Exploiting Volatile Stock Earnings with Options or Net Present Value in Everyday Life. [...]</description>
		<content:encoded><![CDATA[<p>[...] You may also enjoy these articles on Exploiting Volatile Stock Earnings with Options or Net Present Value in Everyday Life. [...]</p>
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		<title>By: 6 Prudent Uses for your Tax Refund This Year &#124; Darwin's Finance</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-497</link>
		<dc:creator>6 Prudent Uses for your Tax Refund This Year &#124; Darwin's Finance</dc:creator>
		<pubDate>Fri, 17 Apr 2009 04:43:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-497</guid>
		<description>[...] fixed mortgage (and this includes the fees and expenses required up front!).  When in doubt, use a Net Present Value model to see which mortgage option yields the highest NPV when confronted with multiple [...]</description>
		<content:encoded><![CDATA[<p>[...] fixed mortgage (and this includes the fees and expenses required up front!).  When in doubt, use a Net Present Value model to see which mortgage option yields the highest NPV when confronted with multiple [...]</p>
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	<item>
		<title>By: This is a test &#124; Upside Down Charts</title>
		<link>http://www.darwinsfinance.com/net-present-value-why-you-should-use-it-in-everyday-life/comment-page-1/#comment-317</link>
		<dc:creator>This is a test &#124; Upside Down Charts</dc:creator>
		<pubDate>Thu, 02 Apr 2009 22:13:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.darwinsfinance.com/?p=220#comment-317</guid>
		<description>[...] In this day and age, you hear more and more often, “You have to look out for yourself”.  The Net Present Value of your mortgage difference could be [...]</description>
		<content:encoded><![CDATA[<p>[...] In this day and age, you hear more and more often, “You have to look out for yourself”.  The Net Present Value of your mortgage difference could be [...]</p>
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