Comments on: Lowest Mortgage Refinance Rate Comparison by the Readers! http://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/ Financial Evolution: Education, Adaptation, Achievement Mon, 06 Feb 2012 15:43:23 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Festival of Frugality #170 – Frugal Living is Timelesshttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-6187 Festival of Frugality #170 – Frugal Living is Timeless Sun, 06 Jun 2010 23:15:49 +0000 http://www.darwinsfinance.com/?p=174#comment-6187 [...] Dan presents Lowest Mortgage Refinance Rate Comparison by the Readers! [...] [...] Dan presents Lowest Mortgage Refinance Rate Comparison by the Readers! [...]

]]> By: Mortgage Manhttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-927 Mortgage Man Sat, 20 Jun 2009 05:24:58 +0000 http://www.darwinsfinance.com/?p=174#comment-927 Very nice. Thanks for this. Very nice. Thanks for this.

]]> By: Thttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-340 T Sat, 04 Apr 2009 18:08:08 +0000 http://www.darwinsfinance.com/?p=174#comment-340 What I received at WF: $200k w/ 80% LTV 5.0% 30y fixed (1/8th above advertised rate) Zero points Other fees: Total "cost" was ~$1000 Note: Includes $300 deduction for having a checking acct, and cash out of pocket (or out of the loan in this case) was higher, mainly due to timing, escrow deposit, etc., but overall cost was $1000 (included appraisal, title, blah blah blah). What I received at WF:
$200k w/ 80% LTV
5.0% 30y fixed (1/8th above advertised rate)
Zero points
Other fees: Total “cost” was ~$1000
Note: Includes $300 deduction for having a checking acct, and cash out of pocket (or out of the loan in this case) was higher, mainly due to timing, escrow deposit, etc., but overall cost was $1000 (included appraisal, title, blah blah blah).

]]> By: Fit Wallethttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-306 Fit Wallet Wed, 01 Apr 2009 12:07:36 +0000 http://www.darwinsfinance.com/?p=174#comment-306 Here's what I'm getting from BofA: 4.625% interest, 30 year fixed 1 point @ $1,736 Other fees: $3,255 (title insurance, appraisal, application fee, escrow settlement fee) That's if the house appraises high. If not, I will get this instead: 4.625%, 30 year fixed 0.75 point @ $1,300 Other fees: $3,255 I should recoup the costs within 40 months...not too bad. I comparison shopped quite a bit, but couldn't beat their interest rate. They service my mortgage currently, so it was also a lot easier in terms of paperwork. I just called the officer who processed our mortgage when we bought the place 2 years ago. Here’s what I’m getting from BofA:
4.625% interest, 30 year fixed
1 point @ $1,736
Other fees: $3,255 (title insurance, appraisal, application fee, escrow settlement fee)

That’s if the house appraises high. If not, I will get this instead:
4.625%, 30 year fixed
0.75 point @ $1,300
Other fees: $3,255

I should recoup the costs within 40 months…not too bad. I comparison shopped quite a bit, but couldn’t beat their interest rate. They service my mortgage currently, so it was also a lot easier in terms of paperwork. I just called the officer who processed our mortgage when we bought the place 2 years ago.

]]> By: A Carnival of Everything Home | My DIY Home Tipshttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-274 A Carnival of Everything Home | My DIY Home Tips Wed, 25 Mar 2009 16:51:41 +0000 http://www.darwinsfinance.com/?p=174#comment-274 [...] presents Lowest Mortgage Refinance Rate Comparison by the Readers! posted at Darwin’s [...] [...] presents Lowest Mortgage Refinance Rate Comparison by the Readers! posted at Darwin’s [...]

]]> By: Now is the Best Time to Refinance as Mortgage Rates Drop to a Record Low | Darwin's Financehttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-239 Now is the Best Time to Refinance as Mortgage Rates Drop to a Record Low | Darwin's Finance Sat, 21 Mar 2009 02:48:28 +0000 http://www.darwinsfinance.com/?p=174#comment-239 [...] you’ll want to check out what the reading community is saying about how they’re getting the lowest refinance rate based on their experiences.  I’m partially through the process now and will report back once [...] [...] you’ll want to check out what the reading community is saying about how they’re getting the lowest refinance rate based on their experiences.  I’m partially through the process now and will report back once [...]

]]> By: Dallashttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-218 Dallas Tue, 17 Mar 2009 04:00:26 +0000 http://www.darwinsfinance.com/?p=174#comment-218 Got GFE from Aasent Mortgage 4.875% 30Yr term 1.0% Origination Fee $2300 in other fees $242K loan, with 80% LTV Got GFE from Aasent Mortgage
4.875%
30Yr term
1.0% Origination Fee
$2300 in other fees
$242K loan, with 80% LTV

]]> By: Making your Own Net Present Value (NPV) Model for Mortgage Refinance and More | Darwin's Financehttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-191 Making your Own Net Present Value (NPV) Model for Mortgage Refinance and More | Darwin's Finance Mon, 09 Mar 2009 02:45:30 +0000 http://www.darwinsfinance.com/?p=174#comment-191 [...] 8th, 2009 by Darwin I was working on a Refinance this week and was confronted with various options: Different rate/point combinations, different [...] [...] 8th, 2009 by Darwin I was working on a Refinance this week and was confronted with various options: Different rate/point combinations, different [...]

]]> By: March 2nd Bankruptcy & Debt Carnival- Issue #26http://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-168 March 2nd Bankruptcy & Debt Carnival- Issue #26 Mon, 02 Mar 2009 13:25:12 +0000 http://www.darwinsfinance.com/?p=174#comment-168 [...] presents Lowest Mortgage Refinance Rate Comparison by the Readers! posted at Darwin’s Finance, saying, “The consumers speak!…in this article on how [...] [...] presents Lowest Mortgage Refinance Rate Comparison by the Readers! posted at Darwin’s Finance, saying, “The consumers speak!…in this article on how [...]

]]> By: Best Finance and Investing Articles February 2009 | Darwin's Financehttp://www.darwinsfinance.com/lowest-mortgage-refinance-rate-comparison-by-the-readers/#comment-158 Best Finance and Investing Articles February 2009 | Darwin's Finance Sat, 28 Feb 2009 02:19:50 +0000 http://www.darwinsfinance.com/?p=174#comment-158 [...] Lowest Mortgage Refinance Rate Comparison by the Readers! [...] [...] Lowest Mortgage Refinance Rate Comparison by the Readers! [...]

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