Comments on: Today’s Financial Priority: Get a Free Credit Score from myFICO http://www.darwinsfinance.com/free-credit-score-myfico/ Financial Evolution: Education, Adaptation, Achievement Sun, 14 Mar 2010 21:42:53 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: LeanLifeCoach http://www.darwinsfinance.com/free-credit-score-myfico/comment-page-1/#comment-2892 LeanLifeCoach Sun, 08 Nov 2009 02:17:46 +0000 http://www.darwinsfinance.com/?p=1304#comment-2892 Darwin: I paid for one report so that I could write about the experience. The best feature was the Fico Simulator that recalculates your score based on various scenarios. This is where I learned that all the other blogs are wrong about how the scores get calculated. Most writers say to keep your debt/credit ratio below 50%. My best scores came in between 2%-10% debt/credit. As a routine traveler, I charge a lot, then I routinely pay off the credit cards before the end of the month. Depending on when my credit gets pulled I may have a 30+ point swing. You are right, they have a great service. Darwin:
I paid for one report so that I could write about the experience.

The best feature was the Fico Simulator that recalculates your score based on various scenarios. This is where I learned that all the other blogs are wrong about how the scores get calculated. Most writers say to keep your debt/credit ratio below 50%. My best scores came in between 2%-10% debt/credit. As a routine traveler, I charge a lot, then I routinely pay off the credit cards before the end of the month. Depending on when my credit gets pulled I may have a 30+ point swing.

You are right, they have a great service.

]]>