You’ll find this to be one of the more insipid posts you’ll ever find here at Darwin’s Finance, but it deals with finance (at least tangentially) so I figured I’d share my experience in liberating myself from my wallet. Due to one of the two phenomena: 1) my pants shrank or 2) I’m getting fatter, the pair of pants I was wearing the other day just weren’t going to work with my wallet. You see, I have a Costanza wallet from the famed Seinfeld episode.
I feel compelled to carry:
- every wallet-sized picture of my kids my wife has ever given me
- every piece of identifying information
- blood donor cards
- dental/medical/prescription drug cards
- credit cards
- customer loyalty cards for restaurants
- my buy 9 get one free coffee clipper card
- business cards for that one time in a year I run into someone and need to exchange business cards
…and more stuff you won’t even remotely relate to
That’s all before the money part.
Regardless of whether I’m fat or have cheap crap pants, I decided it was time to start going to work with a money clip instead. I simply extracted my license, a credit card and about 40 bucks. It consumes about 1/10 the space my wallet used to and I feel liberated. I’ve just recently started taking it not just to work, but also for routine errands and social outings. The wallet used to look ridiculous. I would be mocked relentlessly as I withdrew the bulging monstrosity after trying to manipulate and contort my nether region in all sorts of inhuman mannerisms. It now sits on my workstation in the kitchen where it belongs. If I need something out of it, i take it out and add it to my money clip. At night, I store my small money clip system right on top of my wallet and put back anything I don’t actually need the next day.
Benefits of Ditching the Wallet
Well, this is one case where I can’t actually equate something to a financial benefit. However, there are some other benefits to ditching the wallet. Primarily, it’s a lot less I’m carrying around. I like not having that giant bulge. While it would be virtually impossible to “fall out of my pocket”, I may accidentally leave it on a counter somewhere or be robbed at some point. If that occurred and I lost my license and 1 credit card – that would be pretty annoying. If I lost the 40 items I listed above and had to cancel EVERY credit card, replace EVERY ID card, etc., lost pictures I’ll never get back, etc., well, that would be a much harsher experience. Not only do I look and feel better without it, but I’m limiting my risk.
In this new age of “The New Normal” perhaps this is just another minimalist fad that will catch on. Doubt it, but similarly vapid to ponder nonetheless.
Money Clip Put to the Test
The test will be if I remember to snag something I actually need from it on a day I have say, a doctor’s appointment, when they want to see my card. If we’re going somewhere on the run where I need multiple things, I can always just take the clunker with me, but for the most part, I’m going to rely on my system and memory to make it work.
Anyone out there ready to ditch the wallet now?
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