Darwin's Finance » Saving Tips

I’ll Never Buy Music Again – Except Monthly :>

Darwin — Tue, 23 Aug 2011 04:00:50 +0000

Throughout my life I’ve gone through a series of various philosophies on music listening, performance and consumption. As a kid, I was REALLY into music. I started playing guitar at about 13, went on to be in various “Battle of the Bands” and other concerts, etc. and was a voracious consumer of rock and metal [...]

I’ll Never Buy Music Again – Except Monthly :> is an article from Darwin's Finance

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5 Reasons Why You Should Consider Using a Health Savings Account (HSA)

Guest Author — Mon, 26 Jul 2010 12:00:49 +0000

Unlike many financial planners and personal finance bloggers who tout the benefits of a health savings account (HSA) – I actually have one. That is not to say of course that just because someone does not have a Health Savings Account that this somehow precludes them from talking about the benefits of HSA’s but as [...]

5 Reasons Why You Should Consider Using a Health Savings Account (HSA) is an article from Darwin's Finance

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Results: Energy Tax Credit Toward New Efficient Central Air Unit is Surprisingly…Inefficient

Darwin — Tue, 25 May 2010 03:45:13 +0000

Last month, I shared my analysis on my considerations for taking advantage of the Energy Tax Credit and getting 30% off the cost of a new Central Air Unit since our house if 15 years old and we’ll eventually need one anyway. Well, there are various ways to look at large purchases like this, ranging [...]

Results: Energy Tax Credit Toward New Efficient Central Air Unit is Surprisingly…Inefficient is an article from Darwin's Finance

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Simple but Important Calculation: How Much Should You Have Saved for College Today?

Darwin — Thu, 13 May 2010 01:48:27 +0000

While not all parents agree on which type of college their kids should attend, how much of the cost they should front, or whether a college degree is even worth the immense upfront expenditure at all, what is virtually unanimous is that given recent trends in tuition it’s a terribly expensive undertaking that will likely [...]

Simple but Important Calculation: How Much Should You Have Saved for College Today? is an article from Darwin's Finance

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How Stupid (Or Lazy) Do They Think I Am?

Darwin — Sat, 03 Apr 2010 15:00:38 +0000

This month, my Comcast bill came in $10 higher than my previously negotiated 44% Discount. If you followed that ordeal, I posted (copy/paste) an entire online chat session with a Comcast rep on how I saved 44% on my Comcast bill by threatening to leave for Verizon FIOS. Well, this month for some reason, the [...]

How Stupid (Or Lazy) Do They Think I Am? is an article from Darwin's Finance

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101 Ways to Cut Expenses – The Good, the Bad and the Ugly

Darwin — Wed, 17 Mar 2010 10:55:15 +0000

Every once in a while I come across a list or publication that has some surprising insight that I like to share, like when I found these home energy savings tips from the US Department of Energy. Well, this week, I came across an AARP publication on 101 ways to cut expenses. Since 101 items [...]

101 Ways to Cut Expenses – The Good, the Bad and the Ugly is an article from Darwin's Finance

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How Much Could You Reduce Your Budget if You Get Laid Off?

Darwin — Mon, 01 Feb 2010 12:14:51 +0000

In this economy, even if you think your job is safe, you’ve gotta at least have in the back of your mind, “What are some immediate steps we could take to dramatically reduce our monthly expenditures in the event of a layoff?”. While many companies offer severance for several months, there’s no guarantee that you’ll [...]

How Much Could You Reduce Your Budget if You Get Laid Off? is an article from Darwin's Finance

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25 Best Personal Finance, Investing & Career Posts of 2009

Darwin — Tue, 12 Jan 2010 13:00:27 +0000

After sharing the best posts from around the blogosphere in Personal Finance and Investing with yesterday’s Carnival of Personal Finance I realized I didn’t do a look-back at 2009 from Darwin’s Finance. In this list you’ll find thousands of dollars in money saving tips, career boosters, investing tricks and tax deduction ideas you may have [...]

25 Best Personal Finance, Investing & Career Posts of 2009 is an article from Darwin's Finance

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It’s 2010! Get Off Your Butt and Do Something Quick and Easy to Improve Your Finances!

Darwin — Tue, 05 Jan 2010 13:10:47 +0000

Rather than write another long post on New Year’s Resolutions, how great my last year was and “yeah! pump it up in 2010″, here are 6 simple steps you can take in under and hour each to dramatically improve your financial situation. If you haven’t already completed/attempted these, why not make today the day? Get [...]

It’s 2010! Get Off Your Butt and Do Something Quick and Easy to Improve Your Finances! is an article from Darwin's Finance

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How I Saved 44% on my Comcast Bill-Chat Transcript ($1104 per Year)

Darwin — Thu, 31 Dec 2009 20:46:34 +0000

The overriding theme of this post is to demonstrate that for ANY utility (Comcast Bill in my case) you pay where there is ANY competition in the area, you can likely employ some very simple techniques to achieve significant savings, leading to hundreds of dollars annually. In this case, we have a pretty intense Comcast [...]

How I Saved 44% on my Comcast Bill-Chat Transcript ($1104 per Year) is an article from Darwin's Finance

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