From the category archives:

Credit cards

Free FICO Score with 7 Day Trial from Equifax- Why Not?

Equifax has a promotion running where you get get a FREE peak at your actual FICO score (this one is the most valuable and utilized routinely in the credit industry compared to any of the individual credit bureau scores).  Additionally, you get access to Score Power which tells you where you stand in comparison to […]

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Chase Freedom Cranks Up Rewards to 5% Cash Back

Today, Chase Freedom upped the cash back rewards from 3% to 5% cash back for popular categories like gas, groceries, home improvements, airline tickets and other categories that rotate periodically.  When spending outside these categories, the card pays a full 1% cash back as well.  While many credit card customers are irate over shrinking benefits, […]

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Today’s Financial Priority: Get a Free Credit Score from myFICO

Routinely checking both your credit score and your credit report is increasingly important these days. Between identify theft and more rigorous credit assessments for everything from AT&T demanding a larger security deposit for high credit risks to what rate you’ll pay for a car loan, if you’re not checking both of these routinely, you’re incurring […]

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The Truth About Rewards Credit Cards – But, Is it Really True?

There was an interesting article going around the Personal Finance circles yesterday about this ABCNews segment entitled “The Truth About Credit Card Reward Programs” and it concluded that people that utilize credit card rewards programs are irresponsible with their cards via the following statement verbatim (I bolded): “First, studies have shown that credit card users […]

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Credit Card Issuers Growth Prospects From A Micro Level View

Since the stock market hit its lows in March of 2009, it has been on a steady rise since (depending on when you read this post, things may be different off course). Many pundits are wondering whether this rally is sustainable. Today, I would like to highlight my thoughts on the credit card industry since […]

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Sallie Mae Study Shows That College Students Are Using Credit More Often

The following is a guest post at Darwin’s Finance from Think Debt Relief.  If interested in guest posting here, inquire further via this contact form. A recent study by student lender Sallie Mae shows that college students are now relying more heavily on their credit cards than they have at any time in the past. […]

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